Captio AI

Captio AI vs InnoCaption

Captio AI vs InnoCaption: phone-call captions with live stenographers, in-person captions, languages, translation, FCC funding, US-only sign-up and price.

Facts checked on each company's own pages. How we compare

InnoCaption

by Mezmo

iPhone, iPad, Android, web browser

vs

Captio AI

Our app

iPhone, iPad, Android

The short answer

Use InnoCaption if you live in the US and need captions on phone calls: it is free through the FCC for eligible users, and you can choose live stenographers or AI captions. Use Captio AI for conversations with people in the same room, which InnoCaption says its service can't be used for, or if you live outside the US. In the US you may want both: one for calls, one for the room.

Choose InnoCaption if

you live in the US and need captions on phone calls, voicemail or 911, and want a live stenographer when every word matters.

Choose Captio AI if

you need captions for people in the same room, live translation or recordings you can summarise, or you live outside the US.

Side by side

Captio AI vs InnoCaption, feature by feature

Tap any fact to see the details and the page it comes from.

Captio AI vs InnoCaption: features compared, facts checked 28 October 2026
Works onCaptio AI
Yes: iPhone, iPad, Android

On the App Store (also listed for Apple silicon Macs and Apple Vision) and on Google Play since October 2026.

Sources: Apple App Store listing, Google Play listing

InnoCaption
Yes: iPhone, iPad, Android, web browser

The app runs on iOS and Android phones and tablets. InnoCaption Web places captioned calls from a computer browser, or shows the phone's captions on a bigger screen.

Sources: Real-time Call Caption App (InnoCaption (Mezmo Corporation)), Apple App Store listing, Google Play listing, Make calls on your computer with InnoCaption Web (InnoCaption Help Center)

Where it's availableCaptio AI
Yes: Worldwide

Available on the App Store and Google Play; prices differ by country.

Sources: Apple App Store listing, Google Play listing

InnoCaption
Partly: US only

Only for eligible users based in the US with a US cell number, home address and SSN; US residents can keep using it on a trip abroad if they tell support first. The app was not found in the UK, Canada or Mexico App Stores.

Sources: InnoCaption availability outside the United States (InnoCaption Help Center), Real-time Call Caption App (InnoCaption (Mezmo Corporation)), Apple listing

Captions phone callsCaptio AI
No

Made for in-person speech picked up by the microphone, not for captioning phone calls.

Source: Live Captions (Captio AI)

InnoCaption
Yes, calls, voicemail, 911

InnoCaption captions incoming, outgoing and three-way calls, voicemail and 911 calls. It works with your existing number through call forwarding.

Sources: Real-time Call Caption App (InnoCaption (Mezmo Corporation)), Apple App Store listing, Features (InnoCaption (Mezmo Corporation))

Captions video callsCaptio AI
No

It is not a video-call captioning service.

Source: Live Captions (Captio AI)

InnoCaption
Partly: Meetings via web or Bot; no FaceTime

InnoCaption Web captions meetings you dial into by phone, or sends InnoCaption Bot (AI captions only) to Teams, Meet, Zoom and Webex. The app can't caption FaceTime; a separate InnoCaption Video app makes captioned video calls.

Sources: Use InnoCaption for Zoom and other video conference meetings (InnoCaption Help Center), Use InnoCaption Bot (InnoCaption Help Center), Get captions for FaceTime calls (InnoCaption Help Center), Who We Are (InnoCaption (Mezmo Corporation))

Captions people in the roomCaptio AI
Yes, from the phone's microphone

Speech in the room appears as text while the person is still talking.

Sources: Apple App Store listing, Live Captions (Captio AI)

InnoCaption
No, phone calls only

InnoCaption says its FCC-funded service can't be used when both people are in the same room, including a classroom. The same company has separate apps that aren't FCC-funded: InnoScribe (free, on Google Play) and Bridge Live (with the paid Bridge product).

Sources: In-person captioning (InnoCaption Help Center), Classroom captioning (InnoCaption Help Center), Google Play listing, Mezmo Technologies Inc pricing page

Human captionersCaptio AI
No

Captions are automatic.

Source: Live Captions (Captio AI)

InnoCaption
Yes, live stenographers, English

You can switch between live stenographers (CART), available 24/7, and AI captions before or during a call. If every stenographer is busy, an optional AI fallback takes over.

Sources: Real-time Call Caption App (InnoCaption (Mezmo Corporation)), Stenographers (InnoCaption (Mezmo Corporation)), Caption modes on InnoCaption (InnoCaption Help Center), Choose between stenographer and AI caption modes (InnoCaption Help Center), "All live captioners are busy" message (InnoCaption Help Center)

Languages for live captionsCaptio AI
Yes: 60+ languages

Captions and translation in 60+ languages, including speech that switches languages mid-sentence.

Sources: Apple App Store listing, Live Captions (Captio AI)

InnoCaption
Yes: 20+ (AI); English (stenographers)

AI captions can use a secondary language from a list of over 20, such as Spanish, Chinese, Vietnamese and Arabic. Live stenographers caption English only; the Security page still says AI supports Spanish in addition to English.

Sources: Languages available for captioning (InnoCaption Help Center), Caption modes on InnoCaption (InnoCaption Help Center), Security (InnoCaption (Mezmo Corporation))

Live translationCaptio AI
Yes, live, two-way mode

Live translation next to the original captions, with a two-way mode where each person reads the other in their own language.

Sources: Apple App Store listing, Live Translator (Captio AI)

InnoCaption
No

InnoCaption says captions match the language spoken on the call and it does not translate speech.

Source: Languages available for captioning (InnoCaption Help Center)

Live captions without internetCaptio AI
Partly: Records offline, captions later

Live captions need internet. Without a connection it keeps recording and transcribes automatically when the phone is back online.

Sources: Apple App Store listing, Live Captions (Captio AI)

InnoCaption
No, needs internet

You need a mobile data or Wi-Fi connection to use InnoCaption.

Sources: Real-time Call Caption App (InnoCaption (Mezmo Corporation)), Apple App Store listing

Shows who is talkingCaptio AI
Yes, live and saved; names on iPhone

Separates speakers (Speaker 1, Speaker 2). On iPhone it can learn saved voices and show their names instead.

Sources: Apple App Store listing, Live Captions (Captio AI)

InnoCaption
Partly: InnoCaption Bot (online meetings)

InnoCaption Bot shows who is speaking in online meetings. On phone calls you can choose to caption only the other person, or your own voice too.

Sources: Use InnoCaption Bot (InnoCaption Help Center), Features (InnoCaption (Mezmo Corporation))

Saves transcriptsCaptio AI
Yes, with audio, synced

Recordings are saved with their audio in a searchable library and synced to your account.

Sources: Apple App Store listing, Captio AI privacy policy

InnoCaption
Yes, on device; iCloud/Google backup

Call transcripts are kept on your device and can be backed up to your own iCloud or Google account. Without a backup, deleting the app deletes them; they are not stored on InnoCaption's servers.

Sources: View and share call transcripts (InnoCaption Help Center), Back up and restore call transcripts (InnoCaption Help Center), Security (InnoCaption (Mezmo Corporation))

AI summariesCaptio AI
Yes: Summary, key points, to-dos

Turns transcripts into summaries, key points, notes, to-dos and follow-up messages. Free plan: 3 summaries in total.

Sources: Apple App Store listing, AI Summary (Captio AI)

InnoCaption
Yes, of saved call transcripts

A Summarize button turns a saved call transcript into a summary with key points. The transcript goes to InnoCaption's server temporarily for this.

Sources: Summarize transcripts (InnoCaption Help Center), Apple App Store listing

Add your own words and namesCaptio AI
Yes, words and names

Add names, medical terms or specialist words so they are recognised.

Source: Live Captions (Captio AI)

InnoCaption
Yes, custom word list

You can add names, places and technical terms to a Custom Word List.

Sources: Add words to your Custom word list (InnoCaption Help Center), Apple App Store listing

Where speech is processedCaptio AI
Yes: Cloud; audio not stored on its servers

Speech is processed by third-party speech recognition after you agree. Audio is not stored on Captio AI's servers; content is never sold or used to train AI models.

Source: Captio AI privacy policy

InnoCaption
Yes: Calls not kept; not used to train AI

Transcripts stay on your device, and call audio and transcripts are not kept after the call, except voicemail. The privacy notice says your data is never used to train AI models; stenographers hear only the other person.

Sources: InnoCaption (Mezmo Corporation) privacy policy, Call confidentiality (InnoCaption Help Center), Security (InnoCaption (Mezmo Corporation))

Account neededCaptio AI
Partly: Optional

Sign in with Apple or Google to sync, or skip and use it on one phone.

Source: Captio AI privacy policy

InnoCaption
Yes; name, DOB, last 4 of SSN

Registration asks for your full name, date of birth, last four digits of your SSN, home address and cell number, sent to the FCC's TRS Fund Administrator. You self-certify your hearing loss; no doctor's note is needed.

Sources: Personal information required for registration (InnoCaption Help Center), Real-time Call Caption App (InnoCaption (Mezmo Corporation)), New IP CTS Registration Requirements FAQs (Federal Communications Commission)

Free through a government programmeCaptio AI
No

No government funding programme; see captioai.app/organizations for licences through an organisation.

Source: Captio AI for organizations

InnoCaption
Yes, FCC (IP CTS and IP Relay)

The FCC lists Mezmo Corporation (dba InnoCaption) with full IP CTS and conditional IP Relay certification. The service is paid from the federal TRS Fund.

Sources: Internet-Based TRS Providers (Federal Communications Commission), InnoCaption eligibility and why it's free (InnoCaption Help Center), New IP CTS Registration Requirements FAQs (Federal Communications Commission), Internet Protocol (IP) Captioned Telephone Service (Federal Communications Commission)

Free planCaptio AI
Yes: 100 free credits a day + 3 summaries

Free every day: 100 free credits a day for live captions or transcription, and 3 AI summaries in total.

Sources: Apple App Store listing, Captio AI for AI assistants (llms.txt)

InnoCaption
Yes: Free, unlimited, for eligible users

Free for eligible US users with hearing loss or a speech disability, with no limit on the number or length of calls.

Sources: Real-time Call Caption App (InnoCaption (Mezmo Corporation)), Usage limits for InnoCaption (InnoCaption Help Center)

Paid plansCaptio AI
Yes: US$14.99/month or US$79.99/year

Captio AI Plus on the US App Store, October 2026. No free trial. Prices differ by country.

Source: Apple App Store listing

InnoCaption
No paid plans

The app is free with no in-app purchases on the App Store. Bridge, the company's separate workplace product, costs from US$300 per device plus US$80 a month (US prices, October 2026).

Sources: Apple App Store listing, Mezmo Technologies Inc pricing page

Key differences

What actually sets them apart

Can you use InnoCaption for in-person conversations?

No. InnoCaption says its FCC-funded service can't be used when both people are in the same room, including a teacher and student in a classroom. Captio AI is made for that: it captions speech around you through the phone's microphone. InnoCaption's company also has separate apps for the room that aren't FCC-funded: InnoScribe on Google Play, and Bridge Live with its paid Bridge product.

Sources: In-person captioning (InnoCaption Help Center), Classroom captioning (InnoCaption Help Center), Google Play listing, Mezmo Technologies Inc pricing page, Apple App Store listing, Live Captions (Captio AI)

Does Captio AI caption phone calls like InnoCaption?

No. InnoCaption captions incoming, outgoing and three-way calls, voicemail and 911 calls on your own number. Captio AI is made for speech in the room and does not caption phone or video calls, so the two do different jobs.

Sources: Real-time Call Caption App (InnoCaption (Mezmo Corporation)), Apple App Store listing, Features (InnoCaption (Mezmo Corporation)), Live Captions (Captio AI)

Does InnoCaption use real people for captions?

Yes. You can choose live stenographers (CART), available 24/7 in English, or AI captions, and switch before or during a call. Captio AI's captions are automatic.

Sources: Real-time Call Caption App (InnoCaption (Mezmo Corporation)), Stenographers (InnoCaption (Mezmo Corporation)), Caption modes on InnoCaption (InnoCaption Help Center), Choose between stenographer and AI caption modes (InnoCaption Help Center), "All live captioners are busy" message (InnoCaption Help Center), Languages available for captioning (InnoCaption Help Center), Security (InnoCaption (Mezmo Corporation)), Live Captions (Captio AI)

Can either one translate?

Captio AI translates conversations live, next to the original captions. InnoCaption says captions match the language spoken on the call and it does not translate speech; its AI captions cover over 20 languages, and stenographers caption English.

Sources: Apple App Store listing, Live Translator (Captio AI), Languages available for captioning (InnoCaption Help Center), Caption modes on InnoCaption (InnoCaption Help Center), Security (InnoCaption (Mezmo Corporation))

Can you use InnoCaption outside the US?

Only on a trip. InnoCaption is for eligible users based in the US with a US cell number, home address and Social Security number, who can keep using it abroad if they tell support first. Captio AI is available worldwide on the App Store and Google Play, and an account is optional.

Sources: InnoCaption availability outside the United States (InnoCaption Help Center), Real-time Call Caption App (InnoCaption (Mezmo Corporation)), Apple listing, Personal information required for registration (InnoCaption Help Center), New IP CTS Registration Requirements FAQs (Federal Communications Commission), Apple App Store listing, Google Play listing, Captio AI privacy policy

What does each one cost?

InnoCaption is free for eligible US users, with no limit on the number or length of calls, paid from the FCC's TRS Fund. Captio AI is free with 100 free credits a day; Captio AI Plus costs US$14.99 a month or US$79.99 a year on the US App Store (October 2026).

Sources: Real-time Call Caption App (InnoCaption (Mezmo Corporation)), Usage limits for InnoCaption (InnoCaption Help Center), Internet-Based TRS Providers (Federal Communications Commission), InnoCaption eligibility and why it's free (InnoCaption Help Center), New IP CTS Registration Requirements FAQs (Federal Communications Commission), Internet Protocol (IP) Captioned Telephone Service (Federal Communications Commission), Apple App Store listing, Captio AI for AI assistants (llms.txt)

Honest take

Where each one wins

Where InnoCaption is the better choice

Where Captio AI is the better choice

Try Captio AI free

Which one should you use?

It depends on where you are

InnoCaption

Calling your doctor, bank or pharmacy

In the US, InnoCaption captions the call for free if you are eligible, with a live stenographer if you want one. Captio AI doesn't caption calls.

Captions for this situation
Captio AI

A doctor's appointment in person

InnoCaption can't be used with both people in the room. Captio AI captions the appointment and keeps the recording.

Captions for this situation
InnoCaption

A Zoom or Teams meeting

InnoCaption Bot joins the meeting with AI captions and speaker names, or you dial in by phone. Captio AI doesn't caption video calls.

Captio AI

A family dinner or a group

Captio AI captions the table and labels each speaker. InnoCaption is for calls only.

Captions for this situation
Captio AI

A class or lecture

InnoCaption says it can't caption in-person classes and suggests asking the school for a CART provider. Captio AI captions the lecture and turns it into notes.

Captions for this situation
Captio AI

Living outside the US

InnoCaption is only for users based in the US. Captio AI works worldwide and translates conversations live.

Captions for this situation
How we compare

Facts you can check, not opinions.

From their own pages

Every fact comes from the company's website, help pages, privacy policy or store listing. Tap any fact to see the page it comes from.

Checked 28 October 2026

Each source has the date we opened it. If a company doesn't say something publicly, the table says "Not stated" instead of guessing.

We make Captio AI

So it's described with the same rules as every other app, limits included, and each page says where the other app is the better choice.

Something out of date? hello@captioai.app

FAQ

Frequently asked questions

Is InnoCaption free?

Yes, for eligible people in the US with hearing loss or a speech disability, with no limit on the number or length of calls. The FCC pays for it through the TRS Fund. You self-certify that you need it; no doctor's note is needed. Captio AI, for conversations in the room, is free with 100 free credits a day in any country, and Captio AI Plus removes the limit.

Can I use InnoCaption for in-person conversations or in a classroom?

No. InnoCaption says its service can't be used when both people are in the same room, including a teacher and student in a classroom. For speech in the room you need a live caption app such as Captio AI; InnoCaption's team also makes a separate app, InnoScribe, on Google Play.

Does InnoCaption use real stenographers or AI?

Both. You can pick live stenographers (CART), available 24/7 in English, or AI captions, and switch during a call. If every stenographer is busy, an optional AI fallback takes over. Captio AI's captions are automatic: it has no human captioners.

Does InnoCaption caption calls in Spanish?

Yes, with AI captions: you pick a secondary language from a list of over 20, such as Spanish, Chinese, Vietnamese or Arabic. Live stenographers caption English only, and InnoCaption doesn't translate between languages. Captio AI captions conversations in the room in 60+ languages, including Spanish, and translates them live.

Can I use InnoCaption in Canada or the UK?

No. It is for eligible users based in the US with a US cell number, home address and Social Security number; US residents may keep using it on a trip abroad if they tell support first. Captio AI is available worldwide.

Does InnoCaption work with FaceTime or Zoom?

Not FaceTime: InnoCaption says its app can't caption FaceTime calls and points to its separate InnoCaption Video app. For Zoom, Teams, Meet and Webex, InnoCaption Web can dial in by phone or send InnoCaption Bot, which uses AI captions; the host may need to admit it. Captio AI doesn't caption FaceTime or Zoom calls either: it is made for speech in the room.

What personal information does InnoCaption need?

For the FCC's rules it asks for your full name, date of birth, the last four digits of your Social Security number, your home address and cell number. Captio AI doesn't need an account; signing in with Apple or Google is optional, to sync.

Do I need both InnoCaption and Captio AI?

If you live in the US, you may: a call-caption service like InnoCaption for phone calls, and a live caption app like Captio AI for people in the same room. They do different jobs, and InnoCaption's service may not be used for in-person conversations.

Try Captio AI

Free to start, iPhone and Android

Sources

Every page this comparison uses, with the date we checked it.

Captio AI

InnoCaption

Published 28 October 2026. App names and trademarks belong to their owners. This page is not affiliated with or endorsed by the companies it compares.